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Marine Insurance

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Our Marine Insurance Scheme offers valuable protection for insured members and their dependents, ensuring that they receive essential medical care when faced with illness or injury.

The plan is designed to cover medical expenses within the limits outlined in the contract. This coverage is provided for both sickness and accidents, giving members peace of mind that they are financially supported in times of medical need.

What is Covered?


The medical insurance scheme provides financial assistance for a wide range of medical services. It covers:

  1. Medical Expenses: : Expenses resulting from medical treatment and services related to sickness or accident.
  2. Dependents: Coverage extends to dependents, ensuring that your family members are also protected.
  3. Hospitalization & Medical Care: Services must be provided in recognized healthcare facilities, including hospitals, nursing homes, or clinics.
  4. Professional Medical Services:The treatment must be conducted by a registered Medical Practitioner who is part of our network of certified medical service providers.

Eligibility & Network:


  1. Insured Members: The coverage is available to the primary insured individual and their registered dependents.
  2. Healthcare Providers: Medical services must be delivered by a registered Medical Practitioner who is affiliated with our network of healthcare providers, ensuring that you receive the best quality care.

Benefits of the Scheme:


  1. Comprehensive Coverage: From routine consultations to emergency medical treatment, the scheme offers extensive coverage for a wide range of health needs.
  2. Access to Quality Care: You are assured of receiving services at trusted healthcare institutions and from licensed medical professionals, ensuring high standards of care.
  3. Financial Security: By covering medical expenses, the insurance scheme helps reduce the financial burden of unexpected medical situations caused by sickness or accidents.

Terms & Conditions:


  1. The medical services are subject to the terms and conditions outlined in the contract, including limitations on coverage, co-payments, and deductibles.
  2. Members must receive treatment within the network of recognized hospitals, nursing homes, or clinics to qualify for reimbursement.
  3. Only treatments provided by registered Medical Practitioners will be covered under the scheme.